Bank scam targets cell phone users

(WMC-TV) - If you have a debit card, you better listen up because there is a new scam targeting bank customers in Tipton County, and possibly elsewhere in the Mid-South.

Bank customers are receiving calls from an unknown number to their cell phones saying their debit card has been deactivated. Police say this is a scam.

"It was an automated system asking for debit card information, expiration dates and then asks for your pin number and I thought something was wrong. I called back and they said the card had been deactivated," said victim Kevin McDivitt.

McDivitt said the automated system on the other end of the phone also said his debit card had been compromised.

Tipton County deputies say residents with similar complaints have been calling them for two weeks.

"If the person on the other end of the line gives out information they shouldn't be giving out, personal information like pin numbers, it could be detrimental to their bank account," added Captain Shannon Beasley with the Tipton County Sheriff's Department.

McDivitt said he ignored the first two calls.

He said the system posing to be his bank kept calling until he finally answered.

"It asks for the pin number to reactivate the card and I've never had to put a pin number in, to give them your card information, account number, expiration date, and last four digits of your social security card to activate one," said McDivitt.

Deputies say they've received complaints from customers of Regions Bank, Bancorp South, the Bank of Ripley and InSouth Bank.

"Defiantly it's an ID theft scam and that's what they're trying to do is get money from your account," Beasley said.

The bottom line: don't give any personal information over the phone.

Most banks still communicate account information via mail or in person.

Tipton County deputies say police in Covington are also investigating this scam.

They say victims could also live outside Tipton County.

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