Target customers who fear their information was compromised - Action News 5 - Memphis, Tennessee

Target customers who fear their information was compromised

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CHECK YOUR DEBIT/CREDIT CARD STATEMENTS. Look for any unusual or unauthorized charges.

CHECK YOUR CREDIT REPORT FOR UNAUTHORIZED ACTIVITY. Only use AnnualCreditReport.com to pull a free annual credit report from each of the three credit bureaus (Experian, EquiFax, TransUnion). Consider adding a fraud alert to your credit report if there is evidence of tampering with your credit identity.

IF YOU DISCOVER UNAUTHORIZED CHARGES, CALL YOUR BANK FIRST, YOUR CREDIT CARD COMPANIES SECOND. CALL THE LOCAL LAW ENFORCEMENT AUTHORITY WHERE YOU LIVE IF EITHER YOUR BANK OR YOUR CREDIT CARD COMPANY REQUIRES A POLICE REPORT.

USE CASH OR CREDIT CARDS ONLY IN FUTURE PURCHASES. Credit cards, unlike debit cards, have built-in insurance features. By federal law, you are never liable for more than $50 of any disputed credit card charge, and most credit cards now offer zero liability.

IGNORE UNSOLICITED CALLS FROM PEOPLE CLAIMING TO BE FROM TARGET. Target personnel will not contact customers directly in this case. Any calls will be from impostors trying to use the breach to steal your personal information.

(Sources: Andy, The Better Business Bureau of the Mid-South)

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