Bang for Your Buck: Trim your 2014 budget - WMC Action News 5 - Memphis, Tennessee

Bang for Your Buck: Trim your 2014 budget

(WMC-TV) – Many of us are about to get our first credit card bills of 2014 and if your family had a great Christmas with lots of toys and gadgets under the tree, it's now time to pay the bill.

Andrew Douglas has some simple ways to cut your expenses this year and get more Bang for Your Buck.

January is a great month to review your budget, and tighten the belt a bit, according to Aol Daily Finance.

Now that the holidays are over, many people stay out of the mall and avoid restaurants for a month, as they try to pay down holiday debt, but you don't have to go to that far.

Daily Finance has these money saving tips:

  • Join restaurant e-mail clubs, many will be offering deals and coupons this slow time of year.
  • Cook one more meal per week at home.
  • Call the cable or satellite company and ask for a better deal. Many will lower your rate if you are thinking of cutting the cord.
  • Call your credit card company and ask for a lower rate or balance transfer deal.

Daily Finance also says look over your cell phone bill. If you are you paying over $100 a month, call your provider, and ask if they can trim that bill a bit.

Or shop around with other carriers and then ask your provider to match the lower price you find, so you can get more Bang for Your Buck.

If you would like to get a hold of Andrew Douglas on go to his Facebook or Twitter page or email

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