MEMPHIS, TN (WMC) - Many people are about to get their first credit card bills of 2015 and if your family had a great Christmas, with lots of toys and gadgets under the tree, it's now time to pay the bill.
WMC Action News 5's Andrew Douglas found some simple ways to cut your expenses this new year and get more Bang for Your Buck.
January is a great month to review your budget and tighten the belt a bit, according to AOL Daily Finance.
Now that the holidays are over, many people stay out of the mall and avoid restaurants for a month, as they try to pay down holiday debt, but you don't have to go to that far.
AOL Daily Finance has the following tips:
- Join restaurant e-mail clubs. Many will be offering deals and coupons this slow time of year.
- Cook one more meal per week at home.
- Call the cable or satellite company and ask for a better deal. many will lower your rate if you are thinking of cutting the cord.
- Call your credit card company and ask for a lower rate or balance transfer deal.
Daily Finance also says look over your cell phone bill if you are you paying over $100 a month. Call your provider, and ask if they can trim that bill a bit. Or shop around with other carriers, then ask your provider to match the lower price you find so you can get more Bang for Your Buck
If you have an idea for Bang for Your Buck contact Andrew Douglas on social media or email him at email@example.com.