MEMPHIS, TN (WMC) - December 15 is looming.
It's the deadline for open enrollment in your employer's health plan, an Affordable Care Act (ACA) plan, Medicare or private insurance -- and scam artists are counting the days.
The Federal Trade Commission issued a warning about scammers posing as administrators or salespeople for health plans. The agency broke the warning down by type of plan:
* If you're eligible for Medicare:
- Anyone that tries to sell you Medicare insurance while claiming to be an “official Medicare agent” is a scammer. There are no Medicare sales representatives.
- The Medicare prescription drug plan (also known as Part D) is voluntary. Ignore anyone who calls saying you must join their prescription plan or you will lose your Medicare coverage.
- Do not give any information over the phone to someone who tells you that you must provide information to keep your coverage.
- If you need help with Medicare, call 1-800-MEDICARE or go to Medicare.gov.
* If you're looking for a plan under the ACA:
- Only shop for coverage at HealthCare.gov. People who try to sign you up elsewhere may be scammers.
- Need free assistance? There are people and groups in your community who can help you find coverage and enroll in a plan. To make sure they are legitimate, click here for HealthCare.gov's local help search engine.
* If you're shopping private insurance plans: