A casino is suing one woman over a million dollar debt and she's suing back claiming the casino is to blame for her big bill.
With Tunica Casinos a big draw in the Mid-South, the implications are massive.
The 52-year-old suburban Nashville woman says she lost $900,000 at casinos around the country.
James Whelan is a psychologist and gambling expert with the University of Memphis Gambling Clinic.
Though he is not involved in Kephart's case, Whelan says Kephart is in a tight spot. "This is a person who is clearly in dire straights as many people who have gambling problems who have lost large amounts of money," he explained.
Jenny Kephart says the trappings of private black jack tables, private jets, champagne and luxury suites put her $125,000 in debt.
When Caeser''s Indiana sued the unemployed Nashville woman to pay up, she counter-sued saying their offers enticed her into the situation.
"The issue is how can the casino foresee when people have problems and that's probably part of her concern is. Maybe she believes they should have foreseen that she was going to lose this much money," said Whelan.
Kephart's attorney argues Caesar's knew she was a compulsive gambler and crossed the line by calling her at home.
Harrah's Attorney, Steven Langdon, said in most states you can put yourself on a self-exclusion list.
He argued in court Kephart was not on that list. "You really can't tell who's gambling problematically when they walk up to you. The same way you can't tell who has an alcohol problem or a drug problem," Whelan further explained.
In similar cases, the courts ruled in favor of the casinos. A judge has yet to rule on it.
For more information on the exclusion list, call 1-888-777-9696.
For details on gambling addiction click here.