Saving Money

Financial experts say you need to have enough money saved up to cover three to six months of living expenses in case you're laid off and don't have any other income.

There are a few easy things you can do to save money. Piggy bank your change. Instead of spending your change at the store, drop it in a jar when you get home. On average, most people can easily find an extra $20 or more a month.

Consider opening an interest bearing savings account and depositing supermarket coupon and rebate earnings.

Also look at you credit card statements and make sure you're not paying too much interest. On average, most Americans have more than $5,000 in credit card debt at an average rate of 15% and are paying about $750 a year in interest alone. Switch to a card with a lower APR and you could save hundreds a year, but you need to ask for it.

If you haven't looked at your insurance policies lately you could be losing out on hundreds a year. There are web sites you can compare your car and homeowners insurance. It offers price breaks and claims to save the average customer $485 a year.

There are a lot of web sites with money saving tips including: and .