(WMC TV) - Below is a 'Drop Dead' letter you can use to get a collection agency off your back if you don't owe the alleged debt.
Under federal law, the agency CANNOT contact you anymore if you send them THIS letter. If it does continue to harass you, it will be subject to civil lawsuit and penalties. Make sure you send it CERTIFIED MAIL, RETURN RECEIPT REQUESTED.
Just fill in the blanks:
(NAME OF AGENCY)
(ADDRESS OF AGENCY)
(CITY, STATE, ZIPCODE)
TO WHOM IT MAY CONCERN:
Under the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692 et seq., this letter serves notice that you CEASE & DESIST any further contact with me in regards to the billing of (ACCOUNT NUMBER).
I do not owe the debt in connection with that account. Let it be understood that any further contact from you regarding this account will result in legal action.
(YOUR NAME … INCLUDE SIGNATURE ABOVE)