HUMBOLDT, TN (WMC) - Janeice Frisbee knows she is very fortunate to be alive.
"I pretty much thought he was going to shoot me. He pretty much told me he was going to shoot," Frisbee recalled.
Frisbee is recovering in her Humboldt home, surrounded by flowers from friends and acquaintances.
She was kidnapped from her Humboldt home as she got ready to head to the bank where she worked just down the street.
Dominic Williams is charged with the crime. Investigators say he had been watching Frisbee's movements days before.
"I did everything he told me to do," Frisbee said.
The man put a gun to her head and told her to drive to the bank. She unlocked the bank doors and they went in. He wanted her to open the vault, but she was not authorized to do it.
"I couldn't do what he wanted me to do, and that's why he shot me," Frisbee explained.
Frisbee was shot three times. "The first shot hit me pretty much in the chest. It knocked my breath out and I expelled a lot of blood." The bullet never entered her body because she was wearing a necklace her son and daughter-in-law gave her for her birthday a couple of years ago-- a wire necklace with small stones in it that didn't seem like it could stop a bullet.
"No one can believe that bullet didn't go through that necklace," Frisbee said. "The second shot hit me in the shoulder and went all the way through my chest cavity and came out right above my heart."
Frisbee lay on the floor of the bank, knowing she had to call for help.
"Reached my purse with my finger," she recalled. "I dialed 911."
Williams jumped out a bank window and was captured minutes later.
His arrest was a great comfort for a very courageous woman.
"They told me as they were putting me in the ambulance to take me to the helicopter that they already had him in custody," Frisbee added.